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Texas Loan Forgiveness: Everything You Need to Know

Student loan debt is a burden felt by millions of Americans. Luckily, there are options for debt relief. One of these options is loan forgiveness. If you live in Texas, there are several programs available to you that offer loan forgiveness. In this article, we will explore Texas loan forgiveness and provide you with everything you need to know.

Texas Public Service Loan Forgiveness

The Texas Public Service Loan Forgiveness Program is available to individuals who work in public service jobs. Public service jobs include those in the education, government, and non-profit sectors. To be eligible for loan forgiveness, applicants must have made 120 consecutive loan payments and work full-time in a public service position. The loan forgiveness amounts vary, but they can be up to $10,000.

Texas B-On-Time Loan Forgiveness

During the 81st Texas Legislative Session, the Texas B-On-Time Loan program was discontinued. However, for individuals who received a Texas B-On-Time Loan before the program ended and meet the eligibility requirements, loan forgiveness is still available. To be eligible for this program, applicants must have graduated from an eligible institution, be a Texas resident, have no defaults on any student loans, and be working in Texas. Loan forgiveness can be up to the full amount of the loan.

Nurse Faculty Loan Program

If you are a nurse faculty member in Texas, the Nurse Faculty Loan Program offers loan forgiveness. This program is available to those who have a Master's or Doctoral degree in nursing, work full-time as a nurse faculty member, and have outstanding loan debt. The program provides loan forgiveness for up to 85% of the loan amount.

Teacher Loan Forgiveness Program

If you are a teacher in Texas, the Teacher Loan Forgiveness Program may be available to you. This program is for teachers who have been working in low-income schools for five consecutive years. To be eligible, applicants must have a Direct Loan or Federal Stafford Loan, and have no outstanding loan balances before October 1, 1998. Loan forgiveness amounts can be up to $17,500.

Texas Armed Services Scholarship Program (TASSP)

For individuals who have served in the military and live in Texas, the Texas Armed Services Scholarship Program offers loan forgiveness. The program is available to Texas residents who are currently serving or have served in the military. To be eligible for loan forgiveness, applicants must have received the TASSP scholarship and be working in Texas. The loan forgiveness amount is equal to the scholarship amount.


If you live in Texas and are struggling with student loan debt, there are options available to you. The loan forgiveness programs discussed in this article can provide significant relief for eligible individuals. Be sure to research each program thoroughly and determine your eligibility before applying. By taking advantage of these programs, you can reduce your debt and move towards a brighter financial future.

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